Simple Loan Calculators

Our calculators use standard financial formulas and current SDLT rates to provide accurate estimates. However, actual costs may vary based on your specific lender terms, fees, and any changes to tax legislation. Always consult a qualified mortgage adviser or solicitor for precise figures before making financial decisions.

These calculators focus on the core costs — loan repayments and stamp duty tax. They do not include arrangement fees, valuation fees, legal or conveyancing costs, survey fees, mortgage broker fees, or buildings insurance. For a mortgage, you should also budget for moving costs and any renovation work. It is a good idea to add £2,000-£5,000 on top of your deposit and stamp duty to cover these additional expenses.

No. All calculators are completely free and require no sign-up, registration, or personal information. Your calculations run entirely in your browser and no data is stored or sent to any server.

Yes. All calculators are fully responsive and work on any device including smartphones, tablets, and desktop computers. The interface adapts to your screen size automatically.

We offer eight free calculators: a loan calculator, mortgage calculator, stamp duty calculator, mortgage affordability calculator, how much can I borrow calculator, mortgage overpayment calculator, remortgage calculator, and a rent vs buy calculator, and a simple & compound interest calculator. Each one is designed to help you understand a specific aspect of borrowing, savings, or property ownership.

All calculators support GBP (British pounds), USD (US dollars), and EUR (euros). You can switch currency using the selector on each calculator. Note that tax calculators such as the stamp duty calculator are based on UK rules and are most relevant when used in GBP.

We update the calculators whenever the governments announces changes to stamp duty thresholds or rates. Mortgage and loan calculators use standard financial formulas that do not change, so they remain accurate regardless of market conditions — simply enter your current interest rate to get an up-to-date estimate.

Yes. All calculations happen entirely in your browser — no figures you enter are sent to or stored on any server. We do not collect, log, or share any of the numbers you input. The only data we gather, with your consent, is anonymous usage analytics to help us improve the site.

Currently there is no built-in save or share feature. However, you can bookmark the page and re-enter your figures at any time — calculations are instant. You can also take a screenshot of your results to keep a record or share with a financial adviser.